I think I got a pretty good deal on my 6MT/Premium/Aero w/spoiler/NAV. MSRP $37815, Adj Cap Cost $32950, $0 down just trade in, 48mo at $440. BUT, I SIGNED THE LEASE AGREEMENT LAST SATURDAY AND ON TUESDAY THEY CALLED AND SAID THAT MY LEASE WAS DENIED BY THE BANK AND THAT THEY WOULD HAVE TO MOVE ME TO A PURCHASE. What's going on here? They had my credit score 4 days before I even stepped into the dealership and made the deal (negotiated online) and they can't get the bank to approve a 22K lease loan, but they can get the bank to okay a $33K loan? Is this just a way to get more $$ out of me? Any suggestions? Also, my innitial payment of $440 was cashed and cleared by my bank. How could they take a payment if the lease wasn't approved? Please advise.