I am sure I am telling you what you already know but when i was in the mtg and real estate business I tried to hook up with divorce attnys (divorce=selling of house or refi to buy it out), financial planners (refi to save money to invest), and smaller building companies. Surrounding myself with successful people made me successful as well. Try attending some local chamber of commerce events, home buying seminars, etc.
Stop by an open house and introduce yourself to the realtor. Ask if you could run a sample scenerio of what a mtg would cost on the property for potential home buyers and have it there for the next open house (don't tell them you are an agent too!!). You could also try joining a leads-group. I am sure alot of mtg brokers have dropped out in the past year leaving a few openings..
Again, I am sure you do some or all of these things. I have just found them to be a few of the things that I did that actually brought business in...
Good Luck!!!
I have a cousin who used to do mortgage loans and now sells insurance. His wife is from Hawaii and he's thinking of uprooting and moving there. That's a positive thing to tell him.
I guess tourism isn't hurting, just yet.
Bad US economy the foreign tourists come here. Good US economy the US citizens come here. Really the boom here isn't so much tourism it's the housing market. So many new highrises, condos, time shares. It's been hopping since 2001. I had a chance to buy then, but I thought the market was going to bottom out. After 7 years the market hasn't even leveled off.
As far as relocating here. High cost of living. The guy can get a job here, but it's not necessarily going to pay high. That's the tradeoff in Hawaii.
__________________
Now I'm just laid bad - G35Princess
R.I.P. MBC
It's affecting people in different ways and by geographical regions. I've seen lay off's already and there's definitely been slow downs in all segments of our economy.
Personally, it hasn't done much other than maybe think twice about blowing huge amounts of $ on a new car or something like that. It's nothing new the real estate cycle has always been about 9 ~ 11 years with a streak of 4 ~ 7 years so I prepared myself for it. On the other hand, I never thought I'd see some of my property fall in value as much as some of them have though. There are lots of people who didn't plan and over-extended themselves only to loose their income property as well as their resdence.
__________________ Don't fight with an ignorant because he will drag you down to his own level and beat you to death with his skills.
they're not really a big dog down here. that's probably why. meritage, lennar, pulte, centex, and unfortunately kb(man, do their homes suck) are all bigger players down here.
ok...just looked up where they're building. they're in steiner ranch. michael dell doesn't live too far from there if that tells you anything. 'pretty pricey compared to the average, and in most cases, the above average home here. that's why.
Lennar owns PCH, and yeah, those homes are upscale.
Quote:
Originally Posted by UTROD
and i feel you on the bud. one of my roomates from college lives in laguna and has one of those cards. he's torn both ACLs, so all he has to say is his knees hurt, and he's set.
'gotta love california. traffic sucks, CHP is always up your ass, the speed limits are low, there's a state income tax, shit is expensive as hell, your house may flood, burn up, fall into the ocean, or crumble to the ground at any given moment, BUT you can get bud LEGALLY and you only get an inexpensive ticket for having it on you.
i suffer from migraines no really, I do! since I was a kid. and flooding is not big around here, fires most definitely and earthquakes are inconvenience, but not that big of a deal. you guys have tornados and floods.
and you'll get an inexpensive ticket if you don't have an MMJ card. if you do, no ticket you can buy the stuff with a VISA/MC too!
Quote:
Originally Posted by Gzire
In my case sobriety is great. I don't want some stoner running my ass or my guys over. I don't want the druggie dropping 58,000 lbs of concrete through the pier.
i never smoke at work. however, what i do at home is my business anyway. abuse any drug, legal or illegal, and you have a problem, but i hate zero tolerance policies, especially towards weed.
Quote:
Originally Posted by Gzire
Bad US economy the foreign tourists come here. Good US economy the US citizens come here. Really the boom here isn't so much tourism it's the housing market. So many new highrises, condos, time shares. It's been hopping since 2001. I had a chance to buy then, but I thought the market was going to bottom out. After 7 years the market hasn't even leveled off.
As far as relocating here. High cost of living. The guy can get a job here, but it's not necessarily going to pay high. That's the tradeoff in Hawaii.
.........i never smoke at work. however, what i do at home is my business anyway. abuse any drug, legal or illegal, and you have a problem, but i hate zero tolerance policies, especially towards weed.............
That's a skewed view gamma. In my case guys with hangovers are just as bad as being drunk at work. They are tired, they are dehydrated (Hawaii sun & humidity) and are more prone to physical effects because of this (heat exhaustion, heat stroke, headaches, etc.). They have a hard time concentrating on what they are supposed to be doing. They can walk in back of moving equipment, walk under suspended loads, not look where they are going (slip, trip, fall, etc. hazards).
I can go on and on. In my line of work it's really bad for druggies to be working in the industry.
__________________
Now I'm just laid bad - G35Princess
R.I.P. MBC
^^^That's not the point. The point is that they abuse alcohol or other legal drugs. Drug test them all you want when hiring, prozac, riddilin (sp?), and other prescription drugs are all okay to be on unless other wise specified. Alcohol used to be so widely accepted as part of the construction industry amongst its iron workers and concrete masons. Now people try to regulate it more, but showing up hungover isn't largely a big deal.
Ever work in the finance industry? Shiiiet, you get young guys between 20 and 30 making hundreds of thousands of dollars. Guess what they do when they get their bonuses. Weed is not it. It's the ya-yo. Guys are doing lines in between meetings and phone calls and as long as their numbers are good, bosses will always look the other way.
So when marijuana, one of the tamest and most natural drugs ever grown is controlled, I scoff at all the hypocrisy.
Quote:
Originally Posted by Smoke
i suffer from migraines too, but I've never heard of taking mmj for it.
It's actually a certifiable reason written by the California legislature for seekers to pursue mmj as an alternative medicine. Chronic pain, cancer patients and HIV+ are also listed. Chronic pain is the one that is so ambiguous that allows a lot of other people to get one as well.
I am sure I am telling you what you already know but when i was in the mtg and real estate business I tried to hook up with divorce attnys (divorce=selling of house or refi to buy it out), financial planners (refi to save money to invest), and smaller building companies. Surrounding myself with successful people made me successful as well. Try attending some local chamber of commerce events, home buying seminars, etc.
Stop by an open house and introduce yourself to the realtor. Ask if you could run a sample scenerio of what a mtg would cost on the property for potential home buyers and have it there for the next open house (don't tell them you are an agent too!!). You could also try joining a leads-group. I am sure alot of mtg brokers have dropped out in the past year leaving a few openings..
Again, I am sure you do some or all of these things. I have just found them to be a few of the things that I did that actually brought business in...
Good Luck!!!
Thanks man, appreciate the input.
Quote:
Originally Posted by Gzire
It's affecting people in different ways and by geographical regions. I've seen lay off's already and there's definitely been slow downs in all segments of our economy.
Personally, it hasn't done much other than maybe think twice about blowing huge amounts of $ on a new car or something like that. It's nothing new the real estate cycle has always been about 9 ~ 11 years with a streak of 4 ~ 7 years so I prepared myself for it. On the other hand, I never thought I'd see some of my property fall in value as much as some of them have though. There are lots of people who didn't plan and over-extended themselves only to loose their income property as well as their resdence.
^^^Equity has dropped tremendously in some areas. Others, like here in downtown San Diego, it hasn't affected it yet. We still have our equity, but of course, there's plenty of brand new product to move and not enough buyers.
It's actually a certifiable reason written by the California legislature for seekers to pursue mmj as an alternative medicine. Chronic pain, cancer patients and HIV+ are also listed. Chronic pain is the one that is so ambiguous that allows a lot of other people to get one as well.
that's ridiculous. mmj has only proven effective in glaucoma patients who have too much pressure built up in their eye sockets. i've never heard of mmj doing anything beneficial for anybody else. unless, the drug is just used as a way to "numb" down the pain.
it alleviates the nausea after the migraine hits. that's what it does for me. of course, in my study of migraines, they affect different people in different ways. i used to put my head in the freezer or close the blinds turn off the lights and just wait to puke when one hit me.
I mean, I've been looking since the beginning of January for a new job. I do have a home based job of lending, but that has COMPLETELY soured up. Phone is not ringing anymore and the lending has tightened up completely. So yeah, I'm looking for a new marketing/public relations/writing/editing job and I can't find SQUAT!
Moreover, it has seriously affected my family. My sister lost her investment home. She was in the lending business and her office one day just closed the doors. No more job, no more income. Bye bye house, it went into foreclosure. My parents, also lost 2 investment homes to foreclosure. They're old, so they don't work outside of my Step-dad doing lending on the side, but that's soured up as well.
My brother, who had a 6 figure bonus on top of his salary just a few years ago, is barely making ends meet. He still has his job, but he's laid of over 20 people for Pacific Century Homes. Brand new developments have all dried up.
If it wasn't for my wife having a Federal job, I'd be in the poor house. Needless to say, this is doing wonders for my confidence, pride, and self-respect. Bluntly, it straight up fucking sucks!
So, am I the only one? All you guys still employed? Fuck, a few years ago I was making over 6 figures nicely due to my investments in property and my old design/engineering marketing job. Now I'm clipping coupons for Subway for 2 for 1 sandwich specials in between submitting my resume on Craigslist and Monster.com Yes, it's this bad.
When people used to say the phrase "job security," I used to take it lightly with regard to my old job. I was so confident that I'd never get laid off. Now, I know what the fuck it really means.
Anyways, I had to vent, just a little and I was wondering if anybody else has been affected too.
well its good youre keeping your sanity man. and good thing u dont have kids.
another reason why i dont wanna get married n all.
but i feel yah.. if it wasnt for my pops, Id be eating cup-noodles all day--lost a grip of $ in what appeared to be a good, solid investment. And while it sucks it happened while in college n wanna be spendin mad cash.. or at least enough to go out with a few girls.. I really cant. At least all this doesnt happen at worse times..
cuz things CAN ALWAYS get worse...
__________________
got no smile and lack a lavish lifestyle but its cool cuz I came up hungry, jus a lil Latino tryin to make it and when I make it.. I promise the world wont lightly take it.
no really, I do! since I was a kid. and flooding is not big around here, fires most definitely and earthquakes are inconvenience, but not that big of a deal. you guys have tornados and floods.
you can buy the stuff with a VISA/MC too!
