Rewards Program Credit Cards

[partyman66]

What are some good Cashback Rewards program credit cards that you guys have?

I was just looking at some today and as far as I could tell, Citi® Dividend Platinum Select® Card had the best card right here:

http://www.creditcards.com/t.php?22144464


Second best is probably the Discover® Platinum Gas Card right here:

http://www.creditcards.com/t.php?22184477


I have real good credit, so I don't see credit requirements being an issue but I want something that will give me good cashback incentives. 5% cashback on gas is a real plus that both of these cards have, although the Citi one gives you 5% back on all supermarket and drug store purchases as well. There are some other minor hitches that go along with each card as well but I won't get into it now.

Do any of you have these cards or any other ones that are really good and can give me some feedback on them from a first-person perspective?

[Fastforward]

The Citi card you mention is good. I also like the Chase MC program (but they limit you to the 'type' of reward you can get (mine is for travel).

I have a big issue with Discover in general. The discover card was originally launched by Sears and I had a lot of customer service issues when I had one, including trying to cancel it (which I finally did).

Most of all, (probably goes without saying) is make sure the ongoing interest rate (once you pass the 0% interest honeymoon) is low so that as you turn volume through the card for points you don't get any surprises if you don't pay off the balance in full.

[uhohNumber2brb]

my primary card is Hilton Amex.....free hotel stays...

[msb3079]

American Express Rewards Plus Gold card.



it's all i use... i already have 30,000 points in a year!!! (which means i spend WAY too much)
but you hafta pay it off monthly - which is what i wanted.

[Phelan]

My Chase Amazon does $25 gift certs like every 2,500 points, 1 point on regular purchases and 3 points on Amazon.com purchases; gotten around $200 in gift certs..

My Providian/WaMu card also has a points thing, can't remember the details on it but I've gotten over $200 in Best Buy gift cards from it.