Quote:
Originally Posted by zerovdub
that is because alot of people (myself included) have a hard time putting money aside to save so getting a big check from the gubment in May is just like putting money into a savings account that they can only access once a year...
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right. well in that case, why not just open a high yield savings acct, figure out how much you're overpaying, and have your HR dept direct deposit that amount into the savings and the remainder into your checking? you won't make a fortune off the interest, but at the end of the year, the amount in your savings will definitely be greater than the refund you would be getting otherwise.