Quote:
Originally Posted by liquidG
1st If you have to worry about 100-200 a month you shouldn't be worrying about your choice of car. You should be in a honda accord saving money for your future. I'm not saying that 100-200 a month doesn't make a large impact in the future, Just that you may have better things to worry about then having fun in your car and looking good.
2nd If you drive both cars and find out which you like better....100-200 a month isn't going to change your opinion about a car.
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I agree with your first point. I actually think if you have to finance/lease the car at all to get it, then it may be more than you should spend.
Regarding your second point, I disagree. $200/month in payments can/should easily impact your feelings about a car. If you think two cars are very close to being equal and you don't think $200 per month in savings (or ~$10K in total price) should impact your opinion at all, then you are either A) stupid or B) so wealthy that the 3 series is probably a beater car for you anyway.
In my case, it's not $100 to $200 per month that changed my mind (after all, I could always reduce the payment of either car by that much by financing/leasing over a longer period). It's the purchase price difference of $10K (and the home theater with projector and sound system that it buys) that is the reason not to buy a marginally better performing car with lower reliability and higher depreciation rate. And yes, if they were much closer to the same price, I would buy the BMW, but price matters.