Duuh, didn't even look at the original posting date.[dunce]
Well norinn has either;
1. Taken himself out of the gene pool by running slicks on the road.
2. Figured out that it was actually dirt.
Heather - ignore everything above because we really only wanted to help you.[

]
Seriously, I would still have you car detailed by a reputable professional or take it to a reputable paint shop. Either one of these should be able to give you a well informed opinion.
If it's rust we are 100% with you on a class action suit to get us some decent paint.